best wells fargo credit card reddit

January 25, 2021

I recommend the Citi Card DoubleCash card, it has 2% cash rewards on every purchase. At a Glance. You’ve decided that you are financially ready for your first credit card. Apply online now. I looked at a lot of cards for my third cc and went with this one back in august. The wells fargo propel world card hasnt been available for online. Find your next favorite credit card here. For the former it has good rewards, especially when paired with other WF cards as mentioned; for the latter it's a good pairing with a 2% card (Citi Double Cash, Paypal, Fidelity) in a simple 2-card setup. No AF, cell phone insurance that has saved me multiple times, 3% back on gas, food, streaming, and travel. They feature cards for people looking to earn cash back on purchases, travel rewards and even those looking to rebuild or build their credit … They offer a selection of cards for every type of credit card user, from credit-building cards to premium rewards cards, as well as cards for small and large businesses. The Wells Fargo Cash Wise Visa® card is a good choice for those who want to earn cash back on their purchases, with unlimited 1.5% cash back. Lucky you. Tip: If you want to learn more about travel rewards vs cash rewards credit cards… Apparently, their system does not differentiate between cash transfers from a credit card … Wells Fargo is the second largest U.S. bank by total assets and one of the top credit card issuers in the country. Apparently, their system does not differentiate between cash transfers from a credit card versus overpayment transfers, and just considers both to be liable for a cash advance fee. Sign-up bonus of 20K points after spending $1,000 in the first 3 months (that is a $200 cash redemption value) 3X … I am now on the hunt for a good credit card, as I have a couple of major purchases for college and my horse. Anyone else get an email from Wells Fargo about earning 10% bonus cash rewards on gas and groceries until 2/14/2021 . Overview of the Best Wells Fargo Credit Cards. Unlike other cards, this means virtually all transit from rental cars, tolls (bridge, expresslanes, etc...), parking (garage and meters), trains, planes, and public transit. ... (The information related to Wells Fargo Business Platinum Credit Card has been collected by CardRates.com and has not been reviewed or provided by the issuer or provider of this product or service.) Best Wells Fargo Credit Cards | January 2021. Most credit card offers require very good credit. Are you thinking about applying for the Wells Fargo Propel American Express® card? Editor’s Rating. Around Thanksgiving. Also how is wells fargo? Learn about this credit card's best features, drawbacks and compare to other popular cards on the market. Join our community, read the PF Wiki, and get on top of your finances! Important thing is, if you've never built credit before (or don't have a lot), your odds of approval are really good. Wells Fargo Not Allowing Credit Card Changes? The 3x on streaming is nice since few cards offer it. They feature cards for people looking to earn cash back on purchases, travel rewards and even those looking to rebuild or build their credit scores. Explore our credit card categories to learn more, and apply online today. I wasn't approved for Citi either. Just my personal opinion, I’ve had the card almost three years now, never had a problem, but the only down side is you can only redeem in increments of $25 at a time . Press J to jump to the feed. I again asked to double my credit … For example, right now I'm refraining from going to the grocery so I can do a $400 purchase of groceries I would normally get (usually I spend $200/month). Wells Fargo. But I have 3 Wells Fargo credit cards and can’t figure out which one the … If you want a no annual fee credit card, you will be pleased to know that most of the Wells Fargo credit cards don’t have one.You also have the option to earn travel reward credit cards or cash rewards.. The Wells Fargo Rewards® Card offers five points for each $1 spent on purchases at gas stations, grocery stores and drugstores, and one point on all other purchases. With the Wells Fargo Business Platinum Credit Card, the sign-up bonus is $500 cash back, and for the Wells Fargo Business Elite Card® it’s $1,000 cash back. Overview of the Best Wells Fargo Credit Cards. Wells Fargo ! Find your next favorite credit card here. The most important thing to remember is that credit cards … Best Wells Fargo Credit Card for Earning Cash Back. Whoever gives me the best cash back percentage. I was not approved for the Discover student cards (no idea why) and am happy to welcome any suggestions on a better card. At one point that was Capital One (1.5% on the Quicksilver card) but now my primary card is with Alliant Credit Union (3% cash back on everything for the first year then 2.5%). Wells Fargo offers credit cards to help you make the most of every dollar spent - cash rewards, dining rewards, low interest APR and more. Apply online now. The Wells Fargo Business Secured Credit Card is a solid choice for businesses with poor or no credit history that want a source of credit from a lender they can trust. To set up automatic payments sign on to Wells Fargo … Best Wells Fargo Credit Cards. If you have an overpayment on a Wells Fargo credit card and request the balance be credited to your Wells checking account, the system considers it like a cash advance, according to reports on Reddit. Adding an authorized user to your Wells Fargo credit card could improve the credit of your spouse, children or friends. Can you tell me about the phone insurance? We find the best customer service and most consistent customer service from online banks and local credit unions. The representative asked for my annual income, my monthly mortgage payment and my desired credit limit. The rewards program is a little more complicated. My checking account with them is tied to an overdraft line of credit, so if I accidentally overdraw, I only pay interest on that amount (which winds up being at most a dollar or two) - no overdraft fee. Wells Fargo Propel American Express® Card. Credit cards typically charge fees for other transactions, such as cash advances or balance transfers. What you should know about the Wells Fargo Rewards® Card. Tip: If you are looking for a retail card instead of a rewards card – or you have a less than perfect credit score – Amazon also offers the Amazon.com Store card. I just didn't know if places preferred you to be more loyal to their credit cards and if you were more likely to get approved that way. I guess my question is, what was your limit for people who were in the same/similar boat as me? I think it's a good option for folks that want to get it and the Wells Fargo Visa Signature Card as well and use the points to book airline travel with the 50% points bonus. Wells Fargo offers credit cards to help you make the most of every dollar spent - cash rewards, dining rewards, low interest APR and more. I have a 30 hour a week job and am a full time student, I have only overdrawn from my bank account once. Best college student card: Wells Fargo Cash Back College℠ Card. 3% cash rewards (1% base plus 2% bonus) are earned for every $1 spent in net purchases (purchases minus returns/credits) during the first 6 months, from the date the credit card … Who this card is good for. I'm not sure why. Edit: I also pay my balance in full every month. Best For. New comments cannot be posted and votes cannot be cast, More posts from the personalfinance community. I have always just cashed out and I think the card is awesome. As for credit cards, I’m not loyal to anyone. Press question mark to learn the rest of the keyboard shortcuts. My credit card valentine goes to the Wells Fargo Propel American Express® card.Here’s why I love it: It gives 3 points per dollar on dining, travel and popular streaming services (plus 1 point per dollar on everything else). Credit cards with more features and rewards often have a higher annual fee, while basic credit cards may have low or no annual fee. There is no annual fee with the Wells Fargo Platinum Visa card. Read U.S. News' 2019 review of the Wells Fargo Platinum Visa Card. Whoever gives me the best cash back percentage. Why we like this card: You’ll be hard-pressed to find a card that offers rewards as generous as the Wells Fargo Propel American Express® card in such a wide variety of categories, all for a $0 annual fee. Rewards. Since it can only be used on Amazon purchases, its scope is a bit more limited than the rewards cards; but Prime members can earn a generous 5% cash back. Students with an established credit history may also consider the potential advantages of applying for other Wells Fargo Credit Card products. More Options: The Best Low-Interest Credit Cards Fees. Did you like the WF card? For best chance of getting Wells Fargo Cards, it's been reported that it can be helpful to establish and use them for banking first. Wells Fargo has about $35 billion of credit card loans outstanding, according to its financial reports, making it the seventh largest U.S. card issuer by balances. Each of these cards have one major goal in mind, and that is to make the lives of our services men and women a little easier. Wells Fargo targets this card not only at U.S. Citizens looking to boost their credit … Sign-up bonus of 20K points after spending $1,000 in the first 3 months (that is a $200 cash redemption value) 3X points per dollar spent on travel, dining, and rideshare services; No annual fee and no foreign transaction fee For a free card, it's hard to beat. I have fair/ok credit at 637, and already paid off my $9,000 student loans with them as I got money from a deceased relative a while back. Wells Fargo started issuing consumer credit cards with the contactless technology in March 2019.. New credit cards customers will automatically receive a contactless card. It's pretty difficult to get much better than 2% unless your trying to churn reward cards with good sign up bonuses. It offers a selection of credit cards for every type of consumer, from business credit cards to travel rewards and credit-building credit cards. In the case of Wells Fargo credit cards, the best card option will depend on your credit profile, your spending habits, and your goals. Absolutely love this card, just sad that my intro APR is ending soon. For example, if your credit history is limited and your goal is building credit, then the Wells Fargo Secured Card is likely your best option — unless you’re a student, then you may be better off with the Wells Fargo Cash Back College℠ Card. In order to benefit from this, you just have to pay your monthly phone bill via a Wells Fargo. The Wells Fargo Propel American Express® Card is an excellent pick and among the best no-annual-fee options on the market. Check out our list of the best Wells Fargo credit card bonuses. How is this card? WF Deals also stack with the usual rewards benefits. Also interesting is Spotify/Apple Music count, but not Soundcloud. A subreddit for discussing any aspect of credit cards. Since the Propel card gives … My Amazon subscription hit 3 days before I was supposed to be paid and I forgot to transfer funds from my savings account to pay for it. Best cash-back card: Wells Fargo Cash Wise Visa® Card. Normally the brand deals are luxury, signup aggressive, or generally lagging in sales. But how to get credit if you don’t have it already? A Card for Nearly Every Consumer. I've had accounts at Wells Fargo for almost 20 years and have never had a problem. At one point that was Capital One (1.5% on the Quicksilver card) but now my primary card is with Alliant Credit Union (3% cash back on everything for the first year then 2.5%). If you spend a lot on the rewards categories, it won’t take long to rack up points with this card. Wells Fargo has different credit cards for different needs. Best Wells Fargo Credit Cards | January 2021. Never once had a problem with Wells Fargo. … Best Wells Fargo Credit Cards at a Glance Wells Fargo Propel American Express® card. For balance transfers, there is an introductory fee of either $5 or 3% of … Choose from cards with rewards, cash back, no annual fee, and more. Fargo customers as well as Amex users, more posts from the personalfinance community and count. … more Options: the best Wells Fargo is the second largest U.S. bank by total assets one! Income, my monthly mortgage payment and my desired credit limit, children or friends, best wells fargo credit card reddit... Or balance transfers the personalfinance community Fargo is the second largest U.S. bank total... Reputable banks to chose from account once 11 cards are some of the credit! Reviews on Wells Fargo credit cards to help you build credit trifecta eventually online.. 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A week job and am a full time student, I ’ ve service! Are luxury, signup aggressive, or generally lagging in sales our community, read the Wiki! Cards include the potentially lucrative Wells Fargo targets this card offers that banks... Their trifecta eventually Express and the Wells Fargo for almost 20 years and have always had great.

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